Credit Assessment

We will make you ready for approval
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What we do?

We provide a complete suite of checks and reviews for small lenders to ensure your loan application is accurate, compliant, and ready for approval.

Built for small lenders: accurate, compliant credit assessments that move decisions forward with confidence.

Title Search

Verification of property ownership using details such as the title deed or property address.

PPSR Search

Detailed review of borrower-provided asset information, including serial numbers and VINs.

Individual Credit Report

Secure collection of personal identification and authorisation for credit checks.

Application Review

Thorough examination of the completed loan application and all supporting documents.

Bankruptcy Search

Identification verification to confirm the borrower or guarantor’s bankruptcy status.

Basic Compliance Checks

Verification of KYC documents, such as ID, utility bills, and proof of income.

Consolidated Reporting

Clear, consolidated summary of findings from all searches and assessments.

Communication with Lender

Delivery of a finalised credit processing report to your lender.

Request a Consultation Appointment.

Online, phone and email broker support managing borrower relationships on behalf of broker.

Make A Request
Download Xsource brochure

Why us?

Our credit assessment process goes beyond box-ticking — we review every detail to ensure accuracy and compliance. By combining thorough checks with clear reporting, we give brokers and lenders confidence in every application. With our expertise and secure handling of sensitive data, you can trust that no step is ever overlooked.

Xsource more then partner

Simplicity

Easy to integrate into your business.

Great value

Fixed pricing plans and 100% money back guarantee.

Fast approvals

High quality work and 24 hour turnaround.

Compliance

We take complete care of your NCCP documentation.